722 Crossbill
FHA Assumable
5.81% Rate
50 photos
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722 Crossbill

Berthoud, CO 80513

4
Bedrooms
4
Bathrooms
2,368
Sq Ft

Payment Calculator

$2,864per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,000
$25,000$65,781
Secondary Financing8.5% Rate
$40,781
Blended rate6.04% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 5.81% + gap
$2,864/mo
$138less per month
$138
per month
$1,658
per year
$49,750
over 30 years

🏦 Loan Details

List Price
$500,000
Assumable Rate
5.81%
Remaining Balance
$434,219
Loan Type
FHA
Est. Equity Gap
$65,781
Annual Taxes
$5,419
HOA/mo
$270

About This Home

Welcome to The Farmhouse at Heritage Ridge, a special property in the charming town of Berthoud. This designed residence combines farmhouse-inspired architecture, refined finishes, and a maintenance-free lifestyle with spectacular Eastern-facing sunrise views and an impressive amount of living space. Berthoud offers a quaint and quiet farm-town atmosphere, surrounded by lush green parks, nearby lakes, and stunning mountain views. Residents also enjoy access to the local public/private pool and park, creating an ideal setting for outdoor recreation and the relaxed pace of Northern Colorado. Inside, the immaculate chef's kitchen serves as the centerpiece, offering an inviting setting for casual mornings or entertaining family and friends. Warm finishes and a thoughtful floor plan create an atmosphere that is both comfortable and sophisticated. The Eastern exposure welcomes spectacular sunrises and abundant natural morning light. The primary suite provides a peaceful retreat with an expansive walk-in closet and elegant en-suite bathroom featuring dual vanities and a tiled shower. The newly renovated basement adds exceptional versatility and living space. The large recreation room features a striking stone fireplace and custom wood accent wall, creating an ideal setting for movie nights, game days, gatherings, or relaxing evenings. A cozy guest bedroom with its own en-suite full bathroom provides an inviting retreat for visitors or extended family.An oversized two-car rear-load garage offers generous room for vehicles, recreational equipment, and storage. Heritage Ridge further enhances the lifestyle with HOA amenities including common amenities, snow removal, and lawn care.From morning sunrises and afternoons at the pool or park to evenings gathered around the fireplace, this property offers a wonderful balance of comfort, recreation, and small-town Colorado living. Welcome to The Farmhouse at Heritage Ridge.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$500,000
5.81% rateFHASave $309/mo

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