285 Whimsical
FHA Assumable
4.04% Rate
50 photos
Click to enlarge

285 Whimsical

Brighton, CO 80603

3
Bedrooms
2
Bathrooms
1,485
Sq Ft

Payment Calculator

$2,392per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,995
$19,995$216,932
Secondary Financing8.5% Rate
$196,937
Blended rate6.35% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,401/mo
Assumable @ 4.04% + gap
$2,392/mo
$9less per month
$9
per month
$111
per year
$3,327
over 30 years

🏦 Loan Details

List Price
$399,900
Assumable Rate
4.04%
Remaining Balance
$182,968
Loan Type
FHA
Est. Equity Gap
$216,932
Annual Taxes
$3,392

About This Home

Welcome to 285 Whimsical Avenue, a well-maintained 3-bedroom, 2-bath home in Lochbuie’s established Blue Lake community—with no metro district. An inviting front porch, stone accents, spacious front yard and two-car garage create excellent curb appeal. Inside, the open living and dining areas feature wood-look flooring, abundant natural light and a versatile neutral palette. The kitchen offers granite countertops, generous cabinetry with crown molding, a pantry and built-in appliances. The private primary suite includes a walk-in closet and five-piece bath with a soaking tub and separate walk-in shower. Stay comfortable with both forced air and Air conditioning. Outside, enjoy a generously sized backyard with a paver patio and extended flagstone seating area, ideal for relaxing, entertaining or creating your own outdoor retreat. Mineral rights transfer with the property and have recently generated approximately $2,500–$3,500 annually, helping offset much of the property-tax expense; payments are variable and not guaranteed. Professionally cleaned and move-in ready!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,900
4.04% rateFHASave $1,257/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472