16203 Barley
FHA Assumable
5.89% Rate
50 photos
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16203 Barley

Fort Lupton, CO 80621

3
Bedrooms
2
Bathrooms
1,568
Sq Ft

Payment Calculator

$3,547per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,000
$30,000$126,085
Secondary Financing8.5% Rate
$96,085
Blended rate6.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,603/mo
Assumable @ 5.89% + gap
$3,547/mo
$56less per month
$56
per month
$673
per year
$20,177
over 30 years

🏦 Loan Details

List Price
$600,000
Assumable Rate
5.89%
Remaining Balance
$473,915
Loan Type
FHA
Est. Equity Gap
$126,085
Annual Taxes
$1,424
HOA/mo
$300

About This Home

Work and live on this fantastic 3-bedroom, 2-bath home with a 3-car garage, situated on a corner lot on a full acre along a main road in Aristocrat Ranchettes. The fully fenced property offers plenty of room for RVs, trailers, equipment, work vehicles, and outdoor toys. A large portion of the property is enclosed with a 7-foot sheet-metal fence and features two 24-foot access gates, one from the front and one from the side, providing excellent access and security. Much of the backyard is finished with recycled asphalt, creating a practical surface for parking, storage, equipment, or recreational use. The water tap is already installed and paid for, adding valuable convenience for the new owner. Inside, the home is move-in ready and offers comfortable living spaces with plenty of natural light, a practical single-level layout, and nice finishes throughout. With no HOA restrictions, the property provides flexibility that is hard to find, along with FHA, CV and VA financing eligibility. Located approximately 3 miles east of I-85 and 7 miles west of I-76, the home offers convenient access to major highways while maintaining the quiet, semi-rural feel of Weld County. An excellent opportunity for buyers seeking single-level living, substantial outdoor space, room for vehicles and equipment, and convenient access to schools, parks, recreation, shopping, and essential services.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$600,000
5.89% rateFHASave $648/mo

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