VA Assumable

5.54% Rate

50 photos

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12783 River Rock

Longmont, CO 80504

Bedrooms

Bathrooms

2,072

Sq Ft

Payment Calculator

$3,113per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,600

$28,600$33,653

Secondary Financing8.5% Rate

$5,053

Blended rate5.57% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$3,435/mo

Assumable @ 5.54% + gap

$3,113/mo

$321less per month

$321

per month

$3,855

per year

$115,655

over 30 years

See Full Loan Breakdown →

🏦 Loan Details

List Price: $572,000
Assumable Rate: 5.54%
Remaining Balance: $539,108
Loan Type: VA
Est. Equity Gap: $33,653
Annual Taxes: $7,445
HOA/mo: $90

About This Home

Move-in ready 2017 build in Barefoot Lakes. This three-bedroom, two-and-a-half bath two-story home features an open floor plan, a three-car detached garage—perfect for car lovers or hobbyists—and an unfinished basement ready for your creativity to make it your own. Enjoy the private backyard and quiet, nature-close setting with trails, parks, and a community pool, all while staying convenient to the city.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$572,000

5.54% rateVASave $184/mo

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