🏠The Assumable Guy
2640 Race
VA Assumable
4.2% Rate
50 photos
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2640 Race

Denver, CO 80205

2
Bedrooms
1
Bathrooms
1,042
Sq Ft

Payment Calculator

$3,847per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$367,022
Secondary Financing8.5% Rate
$335,772
Blended rate6.63% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 4.2% + gap
$3,847/mo
$0
per month
$0
per year
$0
over 30 years
See Full Loan Breakdown →

🏦 Loan Details

List Price
$625,000
Assumable Rate
4.2%
Remaining Balance
$258,756
Loan Type
VA
Est. Equity Gap
$367,022
Annual Taxes
$4,085
HOA/mo
$380

About This Home

Location, Location, Location ! Solid brick home with some enhanced original features. Newer kitchen with S/S appliances and quartz counter tops. Updated bathroom. solid wood floors. New roof august 2026. ! car detached garage with rear alley access. The basement has a family room, laundry room, bonus room and storage area.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
4.2% rateVASave $2,070/mo

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📞 (719) 624-3472