39286 Hart
FHA Assumable
2.875% Rate
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39286 Hart

Elizabeth, CO 80107

3
Bedrooms
3
Bathrooms
1,863
Sq Ft

Payment Calculator

$4,117per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,995
$28,995$545,634
Secondary Financing8.5% Rate
$516,639
Blended rate8.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,482/mo
Assumable @ 2.875% + gap
$4,117/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$579,900
Assumable Rate
2.875%
Remaining Balance
$34,884
Loan Type
FHA
Est. Equity Gap
$545,634
Annual Taxes
$5,703

About This Home

Rare 2.875% Assumable FHA Loan Opportunity! Welcome to this beautifully maintained 3-bedroom, 3-bath home in the desirable Independence community of Elizabeth. Thoughtfully positioned backing to expansive open space, this home combines modern comfort, functional living spaces, and an exceptional setting.\r \r Step inside from the covered front porch to a bright, open-concept main level where the kitchen, dining area, and living room flow seamlessly together. The kitchen offers generous workspace and storage and opens directly to the main living areas, creating an inviting space for everyday living and entertaining.\r \r Upstairs, the spacious primary suite features a private en-suite bathroom and large walk-in closet. Two additional bedrooms, a full bathroom, and a conveniently located upstairs laundry room complete the upper level.\r \r The unfinished basement provides excellent potential for future expansion, additional living space, storage, or customization. Outside, enjoy fully landscaped front and back yards along with the added privacy and peaceful views provided by the open space behind the home. A 3-car garage offers plenty of room for vehicles, storage, hobbies, and recreational gear.\r \r Residents of Independence also enjoy access to community amenities, including scenic trails, a community pool, and fitness facilities.\r \r Financing opportunity: Qualified buyers may have the opportunity to assume the seller’s existing FHA mortgage at an approximately 2.875% interest rate, subject to lender approval, buyer qualification, loan assumption requirements, and verification of all loan terms and balances.\r \r Don’t miss the opportunity to own a beautifully maintained home with an outstanding combination of space, location, amenities, and potentially significant financing advantages.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$579,900
2.875% rateFHASave $3,337/mo

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