797 Century
VA Assumable
2.96% Rate
50 photos
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797 Century

Monument, CO 80132

3
Bedrooms
4
Bathrooms
N/A
Sq Ft

Payment Calculator

$2,088per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,950
$20,950$140,534
Secondary Financing8.5% Rate
$119,584
Blended rate4.62% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,516/mo
Assumable @ 2.96% + gap
$2,088/mo
$428less per month
$428
per month
$5,141
per year
$154,233
over 30 years

🏦 Loan Details

List Price
$419,000
Assumable Rate
2.96%
Remaining Balance
$278,466
Loan Type
VA
Est. Equity Gap
$140,534
Annual Taxes
$2,874

About This Home

INVESTOR OPPORTUNITY WITH IMMEDIATE INCOME! This well-maintained two-story townhome on the WEST side of the duplex in desirable Monument offers a proven rental history and a lease in place through February 2027, providing immediate, dependable rental income! The functional floor plan features three bedrooms, 2.5 bathrooms, a one-car garage, and a private fenced backyard. Located on a quiet cul-de-sac and backing to open space, the property enjoys beautiful mountain views and desirable features that help support long-term tenant appeal and rental demand.\r Recent improvements include new exterior paint in 2026, a new roof in 2024, new LVP flooring on all of main level (except kitchen which has tile flooring) and a new dishwasher in 2023, new interior paint in 2022 and new water heater in 2021. Tenants pay electric, gas, and trash, while the owner pays water and sewer as required by the Town of Monument. No HOA fees mean fewer recurring expenses, greater flexibility, and fewer restrictions for the owner. Conveniently located near restaurants, shopping, Palmer Lake, Monument community events, the Air Force Academy’s Northgate entrance, and I-25, with easy access to both Colorado Springs and Denver. An attractive income-producing investment with a long-term lease, desirable location, valuable updates and strong rental appeal!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$419,000
2.96% rateVASave $1,174/mo

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