1684 Oak Creek
FHA Assumable
3.4% Rate
50 photos
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1684 Oak Creek

Loveland, CO 80538

2
Bedrooms
2
Bathrooms
1,078
Sq Ft

Payment Calculator

$2,208per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$16,995
$16,995$255,358
Secondary Financing8.5% Rate
$238,363
Blended rate7.16% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,041/mo
Assumable @ 3.4% + gap
$2,208/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$339,900
Assumable Rate
3.4%
Remaining Balance
$84,542
Loan Type
FHA
Est. Equity Gap
$255,358
Annual Taxes
$1,801
HOA/mo
$150

About This Home

Imagine stepping out your back door and onto natural walking trails, with open space stretching out behind your home while living in a super convenient location. This beautifully updated home offers the easy, low-maintenance lifestyle you've been looking for. Start your morning with coffee on the covered front patio, then unwind in your private, fully fenced backyard overlooking open space. Inside, a beautifully remodeled kitchen creates a fresh, inviting heart of the home. Two generously sized bedrooms provide plenty of comfortable living space. Updated flooring, newer appliances, updated windows and sliding glass door add to the move-in-ready feel. The backyard, with private backyard gate access to open space, offers an ample area for pets, grilling, entertaining, gardening, or simply relaxing and enjoying the Colorado outdoors.Recent improvements provide even more peace of mind, including a brand-new furnace installed August 2026, new toilets, and a new MyQ smart garage door opener. An attached one-car garage and reasonable HOA fees add everyday convenience. With open space and trails right outside your door and a desirable Northwest Loveland location just up the street from Beautiful Lake Loveland. This is one you'll want to see in person.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$339,900
3.4% rateFHASave $1,489/mo

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