287 Vista Cliff
FHA Assumable
2.8% Rate
50 photos
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287 Vista Cliff

Castle Rock, CO 80104

3
Bedrooms
3
Bathrooms
2,265
Sq Ft

Payment Calculator

$2,876per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,995
$29,995$111,127
Secondary Financing8.5% Rate
$81,132
Blended rate3.54% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,602/mo
Assumable @ 2.8% + gap
$2,876/mo
$727less per month
$727
per month
$8,719
per year
$261,562
over 30 years

🏦 Loan Details

List Price
$599,900
Assumable Rate
2.8%
Remaining Balance
$548,022
Loan Type
FHA
Est. Equity Gap
$111,127
Annual Taxes
$5,586
HOA/mo
$67

About This Home

Loaded with upgrades and set on a premium lot with no neighbors behind, this exceptional Castle Rock home features the largest floor plan in the community. Thoughtfully designed for comfort and peace of mind, the home boasts a Class 4 impact-resistant roof, offering enhanced durability and potential insurance savings. The low-maintenance front yard features turf, while the xeriscaped backyard creates a private retreat with a covered patio — perfect for entertaining while minimizing upkeep. Durable, low-maintenance tile flooring flows throughout the main level — ideal for busy households and pet owners. A rare main-floor office provides the perfect space for working from home or a quiet retreat. The main level also offers a comfortable living room with a cozy fireplace, ideal for everyday living and entertaining. The well-appointed kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a walk-in pantry. Upstairs, the spacious loft offers incredible flexibility — media room, playroom, game room, or additional living space. Laundry is conveniently located on the second floor. The spacious primary suite is a true retreat, complete with an ensuite bathroom featuring a walk-in shower and oversized walk-in closet. Secondary bedrooms are generously sized and share a full hall bathroom. Additional upgrades include designer lighting, motorized window treatments in common areas and the office, built-in speakers in the living room and loft, and a Tesla charger that stays with the property. Minutes from top-rated schools, shopping, dining, trails, and downtown Castle Rock. Lovingly maintained and truly move-in ready — this is an opportunity you won't want to miss.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$599,900
2.8% rateFHASave $1,350/mo

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