3246 Breckenridge
VA Assumable
3.11% Rate
50 photos
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3246 Breckenridge

Colorado Springs, CO 80906

3
Bedrooms
2
Bathrooms
1,524
Sq Ft

Payment Calculator

$2,060per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,250
$23,250$72,387
Secondary Financing8.5% Rate
$49,137
Blended rate3.71% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,792/mo
Assumable @ 3.11% + gap
$2,060/mo
$732less per month
$732
per month
$8,785
per year
$263,558
over 30 years

🏦 Loan Details

List Price
$465,000
Assumable Rate
3.11%
Remaining Balance
$393,450
Loan Type
VA
Est. Equity Gap
$72,387
Annual Taxes
$1,462

About This Home

Welcome home to this beautifully updated 3-bedroom, 2-bathroom ranch offering true main-level living in a desirable southwest Colorado Springs location near Fort Carson, Cheyenne Mountain, and countless outdoor recreation opportunities. A charming covered front porch welcomes you inside, where rich hardwood floors lead into an inviting living room featuring soaring vaulted ceilings, abundant natural light, and a classic brick wood-burning fireplace. Fresh interior paint, updated trim, and modern light fixtures create a bright, move-in-ready feel throughout. The open-concept layout flows seamlessly into the adjacent dining area, making everyday living and entertaining effortless. The well-appointed kitchen features granite countertops, stainless steel appliances, and a large island that doubles as both a breakfast bar and prep space. Just off the kitchen, step outside to a beautifully landscaped backyard designed for both relaxation and recreation, complete with a spacious patio, raised garden beds, a chicken coop, above-ground pool, and storage shed. The spacious primary suite offers a custom closet organization system and a beautifully remodeled en-suite bathroom featuring a walk-in shower, double vanity, and granite countertops. Two additional bedrooms, a full bathroom, and a dedicated laundry room with additional shelving provide comfort and functionality. The oversized two-car garage includes built-in shelving, a workbench, and ample storage space. Enjoy peace of mind with major mechanical updates, including a new furnace and central A/C installed in 2025, new water heater in 2022 and a roof replaced in 2020. Ideally located just minutes from Fort Carson, Quail Lake, North Cheyenne Cañon Park, Cheyenne Mountain Zoo, shopping, dining, and downtown Colorado Springs, this home combines thoughtful updates, functional living spaces, and an unbeatable location. With no HOA and space for RV parking, you'll enjoy the flexibility and freedom that's increasingly hard to find.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$465,000
3.11% rateVASave $936/mo

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