Terms of Service

These Terms of Service govern your use of assumableguy.com, operated by The Assumable Guy (“we,” “our,” or “us”). By accessing or using this website, you agree to these terms. If you don’t agree, don’t use the site.

1. Who We Are

The Assumable Guy is a licensed real estate team affiliated with Keller Williams, specializing in assumable FHA and VA mortgage transactions in Colorado. Our team is licensed under Colorado real estate law. Ryan Thomson, CO License #100092341.

2. Use of This Website

You may use this site for lawful purposes only. You agree not to:

• Scrape, copy, or reproduce listings or content without permission
• Submit false or misleading information through any form
• Attempt to access any part of the site you’re not authorized to use
• Use the site in any way that violates applicable federal, state, or local law

3. SMS and Text Message Communications

By submitting a contact form, registering an account, or otherwise providing your phone number on this site, you consent to receive SMS text messages from The Assumable Guy related to your real estate inquiry. Message frequency varies. Message and data rates may apply.

To opt out at any time, reply STOP to any text message. To request help, reply HELP or call (719) 624-3472. You can also email hello@theassumableguy.com to be removed from our contact list.

Opting out will not affect any active real estate transaction you have with our team.

4. Real Estate Disclaimer

Nothing on this website constitutes legal, financial, or mortgage advice. Assumable mortgage transactions involve complex processes and third-party lender approval. Results vary. Past transaction timelines, savings figures, and case studies shared on this site reflect specific circumstances and are not guarantees of future outcomes.

All real estate services are subject to a separate buyer or seller representation agreement.

5. Listings and Availability

Property listings and market data on this site are provided for informational purposes and may not reflect current availability. We make no guarantee that any listed property is available, accurately described, or suitable for your needs. Confirm all details directly with our team before making any decisions.

6. Intellectual Property

All content on this site — including text, graphics, logos, and tools — is owned by or licensed to The Assumable Guy. You may not reproduce, distribute, or create derivative works from any content without written permission.

7. Third-Party Links

This site may link to third-party websites we don’t control. We’re not responsible for their content, privacy practices, or accuracy. Links don’t imply endorsement.

8. Limitation of Liability

To the fullest extent permitted by law, The Assumable Guy is not liable for any indirect, incidental, or consequential damages arising from your use of this site or any services described here. Our total liability for any claim related to this site will not exceed $100.

9. Governing Law

These terms are governed by the laws of the State of Colorado. Any disputes will be resolved in the courts of El Paso County, Colorado.

10. Changes to These Terms

We may update these Terms of Service at any time. The “last updated” date at the top of this page will reflect any changes. Continued use of the site after changes are posted means you accept the updated terms.

11. Contact