🏠The Assumable Guy

Loan Comparison: 2.96% vs 6.5%

1130 Pennsylvania Street, Denver, CO 80203 · 2bd/1ba · $195,000

List Price
$195,000
Assumable Rate
2.96%
Remaining Balance
$186,522
Equity Gap
$8,478
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($8,478) is less than 5% of the purchase price ($9,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$8,478
Effective Rate
2.96%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,171/mo
Assumable @ 2.96%
$782/mo
$389less per month with the assumable

Your Savings on This Property

1130 Pennsylvania Street, Denver · 2.96% FHA vs 6.5% conventional

$389
per month
$4,662
per year
$139,874
over 30 years
$141,146
interest saved
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