1130 Pennsylvania Street
FHA Assumable
2.96% Rate
20 photos
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1130 Pennsylvania Street

Denver, CO 80203

2
Bedrooms
1
Bathrooms
969
Sq Ft

Payment Calculator

$782
per month, total
$8,478
cash you bring
No secondary financing needed

The equity gap on this property ($8,478) is less than 5% of the purchase price ($9,750). Your down payment covers the full gap with no second mortgage required.

Down payment$8,478
Effective rate2.96% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,171/mo
Assumable @ 2.96%
$782/mo
$389less per month
$389
per month
$4,662
per year
$139,874
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$195,000
Assumable Rate
2.96%
Remaining Balance
$186,522
Loan Type
FHA
Est. Equity Gap
$8,478

About This Home

This bright Capitol Hill condo blends timeless mid-century charm with easy city living in one of Denver’s most walkable and bike-friendly neighborhoods. High ceilings, newer hardwood floors, and large sun-filled windows create a warm, inviting space full of character, while 2025 electrical updates add peace of mind. Thoughtfully priced, it’s the perfect opportunity to add your own personal touches. Enjoy low-maintenance living with HOA dues that include heat, water, trash, snow removal, and building maintenance. The FHA-approved building also offers optional parking, storage, and bike storage (subject to availability), plus a shared rooftop with sweeping city views. Just minutes from the State Capitol, Cheesman Park, Cherry Creek, local coffee shops, dining, and nightlife, this condo delivers classic Denver charm with unbeatable walkability and urban convenience.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$195,000
2.96% rateFHASave $389/mo

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