🏠The Assumable Guy

Loan Comparison: 2.94% vs 6.5%

16034 97th Avenue, Commerce City, CO 80022 · 3bd/2ba · $425,000

List Price
$425,000
Assumable Rate
2.94%
Remaining Balance
$409,174
Equity Gap
$15,825
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($15,825) is less than 5% of the purchase price ($21,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$15,825
Effective Rate
2.94%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,552/mo
Assumable @ 2.94%
$1,712/mo
$840less per month with the assumable

Your Savings on This Property

16034 97th Avenue, Commerce City · 2.94% FHA vs 6.5% conventional

$840
per month
$10,081
per year
$302,433
over 30 years
$307,857
interest saved
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