🏠The Assumable Guy
16034 97th Avenue
FHA Assumable
2.94% Rate
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16034 97th Avenue

Commerce City, CO 80022

3
Bedrooms
2
Bathrooms
1,363
Sq Ft

Payment Calculator

$1,712
per month, total
$15,825
cash you bring
No secondary financing needed

The equity gap on this property ($15,825) is less than 5% of the purchase price ($21,250). Your down payment covers the full gap with no second mortgage required.

Down payment$15,825
Effective rate2.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,552/mo
Assumable @ 2.94%
$1,712/mo
$840less per month
$840
per month
$10,081
per year
$302,433
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price
$425,000
Assumable Rate
2.94%
Remaining Balance
$409,174
Loan Type
FHA
Est. Equity Gap
$15,825

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$425,000
2.94% rateFHASave $840/mo

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📞 (719) 624-3472