🏠The Assumable Guy

Loan Comparison: 5.25% vs 6.5%

4074 Picadilly, Aurora, CO 80019 · 3bd/3ba · $478,000

List Price
$478,000
Assumable Rate
5.25%
Remaining Balance
$492,405
Equity Gap
$-14,405
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-14,405) is less than 5% of the purchase price ($23,900). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-14,405
Effective Rate
5.25%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,870/mo
Assumable @ 5.25%
$2,719/mo
$151less per month with the assumable

Your Savings on This Property

4074 Picadilly, Aurora · 5.25% FHA vs 6.5% conventional

$151
per month
$1,814
per year
$54,411
over 30 years
$92,716
interest saved
🏠

Back to This Listing

View photos, details, and request a showing for 4074 Picadilly.

View Listing Details
📈

Interested in This Home?

Get full loan details and schedule a showing. Free, no obligation.

Free. No spam. We personally respond within 24 hours.

By submitting, you consent to be contacted by The Assumable Guy via phone, text, and email regarding assumable mortgage properties. Message & data rates may apply. Reply STOP to opt out.