4074 Picadilly
FHA Assumable
5.25% Rate
50 photos
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4074 Picadilly

Aurora, CO 80019

3
Bedrooms
3
Bathrooms
2,066
Sq Ft

Payment Calculator

$2,719per month
No secondary financing needed

The equity gap on this property ($-14,405) is less than 5% of the purchase price ($23,900). Your down payment covers the full gap with no second mortgage required.

Down payment$-14,405
Effective rate5.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,870/mo
Assumable @ 5.25%
$2,719/mo
$151less per month
$151
per month
$1,814
per year
$54,411
over 30 years

🏦 Loan Details

List Price
$478,000
Assumable Rate
5.25%
Remaining Balance
$492,405
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$6,608
HOA/mo
$50

About This Home

A rare find that lives like a true ranch—yet offers the flexibility today’s buyers crave.\r This beautifully designed 3-bedroom, 3-full-bath home delivers an open, airy floor plan with all the main-level living you want and a thoughtfully placed upstairs retreat that sets it apart from anything else in the area.\r At the heart of the home, the spacious kitchen shines with a large center island, generous cabinetry, and seamless flow into the dining and living spaces—perfect for everyday living and effortless entertaining. The primary suite on the main level offers comfort and privacy, creating a true ranch-style lifestyle without compromise.\r What makes this home truly special is the separate upstairs loft with its own bedroom and full bath—one of the only homes nearby with this layout. It’s ideal for guests, teens, or a home office setup, offering privacy while still feeling connected to the rest of the home. Outside, enjoy a low-maintenance yard designed for ease and simplicity, paired with a two-car garage, electric vehicle charging station.\r This home checks every box: smart layout, modern efficiency, and a financial advantage you simply don’t see every day.\r This is one you have to experience in person—schedule your showing before it’s gone.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$478,000
5.25% rateFHA

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