🏠The Assumable Guy

Loan Comparison: 3.45% vs 6.5%

12234 Berkeley, Denver, CO 80239 · 5bd/2ba · $399,999

List Price
$399,999
Assumable Rate
3.45%
Remaining Balance
$435,624
Equity Gap
$-35,625
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-35,625) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-35,625
Effective Rate
3.45%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 3.45%
$1,944/mo
$458less per month with the assumable

Your Savings on This Property

12234 Berkeley, Denver · 3.45% FHA vs 6.5% conventional

$458
per month
$5,494
per year
$164,824
over 30 years
$220,449
interest saved
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