🏠The Assumable Guy

Loan Comparison: 3.45% vs 6.5%

12234 Berkeley, Denver, CO 80239 · 5bd/2ba · $417,900

List Price
$417,900
Assumable Rate
3.45%
Remaining Balance
$437,362
Equity Gap
$-19,462
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-19,462) is less than 5% of the purchase price ($20,895). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-19,462
Effective Rate
3.45%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,509/mo
Assumable @ 3.45%
$1,952/mo
$558less per month with the assumable

Your Savings on This Property

12234 Berkeley, Denver · 3.45% FHA vs 6.5% conventional

$558
per month
$6,691
per year
$200,728
over 30 years
$241,085
interest saved
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