12234 Berkeley
FHA Assumable
3.45% Rate
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12234 Berkeley

Denver, CO 80239

5
Bedrooms
2
Bathrooms
2,269
Sq Ft

Payment Calculator

$1,959per month
No secondary financing needed

The equity gap on this property ($10,910) is less than 5% of the purchase price ($22,500). Your down payment covers the full gap with no second mortgage required.

Down payment$10,910
Effective rate3.45% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 3.45%
$1,959/mo
$743less per month
$743
per month
$8,911
per year
$267,341
over 30 years

🏦 Loan Details

List Price
$450,000
Assumable Rate
3.45%
Remaining Balance
$439,090
Loan Type
FHA
Est. Equity Gap
$10,910
Annual Taxes
$2,068
HOA/mo
$497

About This Home

Welcome to 12234 E Berkeley Pl, Denver, CO 80239 — a versatile 5-bedroom, 2-bath home offering flexible living and income potential in Northeast Denver. With two full kitchens—one on the main level and one in the finished basement—this property is ideal for house hacking, multi-generational living, or rental income (buyer to verify zoning and short-term rental regulations).\r The main level features a spacious living area, functional kitchen, multiple bedrooms, and a garage conversion that adds an additional bedroom—perfect for a primary suite, home office, or guest space. The finished basement includes its own kitchen, living area, bedrooms, and bathroom, providing separation and privacy that allows the home to function like two units.\r Step outside to a private, fully fenced backyard—great for entertaining, pets, or relaxing Colorado evenings. The lot offers space and privacy while still being conveniently located.\r Prime Denver location with easy access to I-70, I-225, DIA, Anschutz Medical Campus, light rail, parks, schools, and shopping. Whether you're an investor seeking a cash-flow opportunity or a buyer looking to offset your mortgage, this property delivers flexibility and value in the growing 80239 market.\r A rare opportunity for dual living in Denver—schedule your showing today.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
3.45% rateFHASave $577/mo

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