🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

3319 Monte Christo, Evans, CO 80620 · 5bd/4ba · $480,000

List Price
$480,000
Assumable Rate
5.23%
Remaining Balance
$461,182
Equity Gap
$17,464
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($17,464) is less than 5% of the purchase price ($24,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$17,464
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,882/mo
Assumable @ 5.23%
$2,541/mo
$341less per month with the assumable

Your Savings on This Property

3319 Monte Christo, Evans · 5.23% FHA vs 6.5% conventional

$341
per month
$4,095
per year
$122,859
over 30 years
$128,041
interest saved
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