3319 Monte Christo
FHA Assumable
5.23% Rate
50 photos
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3319 Monte Christo

Evans, CO 80620

5
Bedrooms
4
Bathrooms
2,557
Sq Ft

Payment Calculator

$2,677per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,250
$25,250$42,464
Secondary Financing8.5% Rate
$17,214
Blended rate5.35% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,032/mo
Assumable @ 5.23% + gap
$2,677/mo
$355less per month
$355
per month
$4,264
per year
$127,907
over 30 years

🏦 Loan Details

List Price
$505,000
Assumable Rate
5.23%
Remaining Balance
$461,860
Loan Type
FHA
Est. Equity Gap
$42,464
Annual Taxes
$3,008
HOA/mo
$175

About This Home

Welcome to this well-maintained corner-lot home in Evans offering modern features and plenty of space inside and out. Built in 2018, this property features a spacious layout with a large backyard and a 3-car garage.\r \r The kitchen includes a sleek touchscreen refrigerator and opens to comfortable living spaces designed for everyday living and entertaining. The washer and dryer are included, making this home truly move-in ready.\r \r The finished and conditioned basement expands the living area with an additional room, a cozy living space, and a bathroom—perfect for guests, hobbies, or a private retreat.\r \r One of the home’s most unique features is the Bluetooth-enabled bathroom, which allows you to control colored lighting, music, and the fan, creating a relaxing, spa-like atmosphere.\r \r Situated on a corner lot with a generous backyard, this home offers both privacy and space to enjoy outdoor living.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$505,000
5.23% rateFHASave $341/mo

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