🏠The Assumable Guy

Loan Comparison: 3.12% vs 6.5%

2321 Montezuma, Pueblo, CO 81003 · 3bd/2ba · $180,000

List Price
$180,000
Assumable Rate
3.12%
Remaining Balance
$224,752
Equity Gap
$-44,752
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-44,752) is less than 5% of the purchase price ($9,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-44,752
Effective Rate
3.12%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,081/mo
Assumable @ 3.12%
$962/mo
$119less per month with the assumable

Your Savings on This Property

2321 Montezuma, Pueblo · 3.12% FHA vs 6.5% conventional

$119
per month
$1,424
per year
$42,719
over 30 years
$96,471
interest saved
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