🏠The Assumable Guy

Loan Comparison: 4.17% vs 6.5%

4778 Bearlily, Castle Rock, CO 80109 · 3bd/3ba · $460,000

List Price
$460,000
Assumable Rate
4.17%
Remaining Balance
$539,636
Equity Gap
$-79,636
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-79,636) is less than 5% of the purchase price ($23,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-79,636
Effective Rate
4.17%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,762/mo
Assumable @ 4.17%
$2,629/mo
$133less per month with the assumable

Your Savings on This Property

4778 Bearlily, Castle Rock · 4.17% FHA vs 6.5% conventional

$133
per month
$1,592
per year
$47,759
over 30 years
$150,395
interest saved
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