4778 Bearlily
FHA Assumable
4.17% Rate
50 photos
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4778 Bearlily

Castle Rock, CO 80109

3
Bedrooms
3
Bathrooms
1,748
Sq Ft

Payment Calculator

$2,629per month
No secondary financing needed

The equity gap on this property ($-79,636) is less than 5% of the purchase price ($23,000). Your down payment covers the full gap with no second mortgage required.

Down payment$-79,636
Effective rate4.17% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 4.17%
$2,629/mo
$133less per month
$133
per month
$1,592
per year
$47,759
over 30 years

🏦 Loan Details

List Price
$460,000
Assumable Rate
4.17%
Remaining Balance
$539,636
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$3,763
HOA/mo
$242

About This Home

Investor special in The Meadows, priced to sell as-is. The condition isn't too bad - it's worth checking out! This tri-level home also offers a functional layout and a location that makes the project worth the effort. The main level features a spacious eat-in kitchen with abundant cabinet and counter space, a dining area, and a living room, while the lower level includes a family room with a double-sided fireplace and a convenient half bath. Upstairs, you’ll find a primary suite with an en-suite full bath, 2 additional bedrooms, and another full bathroom. The unfinished basement provides additional space for storage, utilities, and laundry hookups. An upstairs water event means replacement flooring and drywall will be needed, and the property is unlikely to qualify for traditional financing, making this a strong opportunity for cash buyers or those using renovation-focused financing. The location is a major advantage, with access to The Meadows’ pools, parks, playgrounds, and trails, plus very close proximity to local schools, the Miller Activity Complex, shopping, dining, entertainment, and Castle Rock’s outlet mall. Bring your vision and unlock the potential.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$460,000
4.17% rateFHASave $25/mo

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