🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

13199 Birch, Thornton, CO 80241 · 4bd/3ba · $625,000

List Price
$625,000
Assumable Rate
4.98%
Remaining Balance
$606,601
Equity Gap
$18,399
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($18,399) is less than 5% of the purchase price ($31,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$18,399
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,753/mo
Assumable @ 4.98%
$3,249/mo
$504less per month with the assumable

Your Savings on This Property

13199 Birch, Thornton · 4.98% VA vs 6.5% conventional

$504
per month
$6,047
per year
$181,422
over 30 years
$194,273
interest saved
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