🏠The Assumable Guy

Loan Comparison: 2.03% vs 6.5%

1455 Hoyt, Lakewood, CO 80232 · 4bd/3ba · $615,000

List Price
$615,000
Assumable Rate
2.03%
Remaining Balance
$773,400
Equity Gap
$-158,400
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-158,400) is less than 5% of the purchase price ($30,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-158,400
Effective Rate
2.03%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,693/mo
Assumable @ 2.03%
$2,870/mo
$823less per month with the assumable

Your Savings on This Property

1455 Hoyt, Lakewood · 2.03% FHA vs 6.5% conventional

$823
per month
$9,871
per year
$296,137
over 30 years
$485,287
interest saved
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