1455 Hoyt
FHA Assumable
2.03% Rate
50 photos
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1455 Hoyt

Lakewood, CO 80232

4
Bedrooms
3
Bathrooms
2,800
Sq Ft

Payment Calculator

$2,870per month
No secondary financing needed

The equity gap on this property ($-158,400) is less than 5% of the purchase price ($30,750). Your down payment covers the full gap with no second mortgage required.

Down payment$-158,400
Effective rate2.03% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,693/mo
Assumable @ 2.03%
$2,870/mo
$823less per month
$823
per month
$9,871
per year
$296,137
over 30 years

🏦 Loan Details

List Price
$615,000
Assumable Rate
2.03%
Remaining Balance
$773,400
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$3,031

About This Home

Beneath the watchful branches of Sun Valley Estates' beautiful mature trees, this charming 4-bedroom, 3-bath ranch offers the perfect blend of classic character and modern updates! Peaceful, established, and full of warmth, it's the kind of neighborhood where homes are loved, trees are treasured, and community still matters. Situated near East Reservoir, you'll enjoy peaceful vibes and a setting that feels tucked away while still being close to everything Colorado has to offer. Inside, real rich hardwood floors, fresh paint (2026), new carpet (2026), and updated light fixtures (2026) create a bright, refreshed feel throughout. The kitchen anchors the home with stainless steel appliances, granite countertops, solid wood cabinetry, a new backsplash (2026), and a sweet front-facing window that brings in natural light. An eat-at peninsula adds everyday convenience for quick meals and conversation, while the adjacent dining room opens directly to a covered flagstone patio for easy indoor-outdoor flow. A spacious living room offers room to gather or unwind along with a private primary suite with an updated 3/4 bath, two additional bedrooms, and an updated full bath complete the main floor. In the basement, the spacious family room is ready to become the backdrop for movie nights, game days, and gatherings. Complete with a wet bar, an additional bedroom, a 3/4 bath, and a flexible bonus room, there is plenty of space to grow and adapt as your needs change. Outside the covered flagstone patio overlooks a lush backyard framed by mature trees, creating a peaceful retreat for morning coffee or summer barbecues. With East Reservoir, Kendrick Lake Park, Downtown Denver, and Red Rocks all nearby, this home offers the perfect balance of quiet neighborhood living and easy access to recreation, dining, and entertainment. A rare opportunity to own a home filled with classic charm, modern updates, and strong roots in one of the area's most beloved neighborhoods!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$615,000
2.03% rateFHASave $453/mo

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