Fountain, CO

Fountain
Assumable Mortgages

44 active listings in Fountain with assumable mortgages. Rates starting at 2.74%. Save an average of $840/month vs today's 6.14% rate.

44
Active Listings
2.74%
Lowest Rate
$840
Avg Monthly Savings

Fountain Assumable Mortgages — Military-Friendly Savings

Fountain sits just south of Colorado Springs and benefits from proximity to Fort Carson, making it one of the most VA-loan-dense markets in Colorado. That means a deep pool of assumable VA and FHA mortgages with rates locked in during 2020–2022 — well below today's6.14% market rate.

For buyers, that translates to real monthly savings. On a typical Fountain home with a $300,000 remaining balance, the difference between a 3% assumable rate and 6.14% can save you $600–$900 per month. Over the life of the loan, that's tens of thousands of dollars back in your pocket.

Fountain's affordable price points combined with assumable mortgage savings make it one of the best value markets along the Front Range for buyers looking to lock in a lower payment.

Top Fountain Deals

See all 44
7812 Clymer
2.98%
VA
$480,000
7812 Clymer
Fountain, CO 80817
🛏 4 bed🚿 4 bath📐 3,211 sqft
Monthly savings vs 6.5%$769/mo
Total savings (30yr)$276,840
$2,113/mo vs $2,882/mo (5% down)
Remaining loan: $502K · Contact us for cash-to-close details
7595 Barn Owl
2.87%
VA
$439,000
7595 Barn Owl
Fountain, CO 80817
🛏 5 bed🚿 3 bath📐 2,794 sqft
Monthly savings vs 6.5%$767/mo
Total savings (30yr)$276,120
$1,869/mo vs $2,636/mo (5% down)
Remaining loan: $406K · Cash to close: $33K
7 Lazy W
2.81%
VA
$490,000
7 Lazy W
Fountain, CO 80817
🛏 5 bed🚿 3 bath📐 2,716 sqft
Monthly savings vs 6.5%$1,148/mo
Total savings (30yr)$413,280
$1,794/mo vs $2,942/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $436K · Cash to close: $102K
7502 Willow Pines
2.98%
VA
$489,900
7502 Willow Pines
Fountain, CO 80817
🛏 5 bed🚿 3 bath📐 2,646 sqft
Monthly savings vs 6.5%$1,155/mo
Total savings (30yr)$415,800
$1,787/mo vs $2,942/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $384K · Cash to close: $106K
10763 Calista
3.08%
VA
$460,000
10763 Calista
Fountain, CO 80817
🛏 3 bed🚿 3 bath📐 2,266 sqft
Monthly savings vs 6.5%$932/mo
Total savings (30yr)$335,520
$1,830/mo vs $2,762/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $385K · Cash to close: $74K
7225 Franconia
2.98%
VA
$400,000
7225 Franconia
Fountain, CO 80817
🛏 4 bed🚿 3 bath📐 1,748 sqft
Monthly savings vs 6.5%$658/mo
Total savings (30yr)$236,880
$1,744/mo vs $2,402/mo (5% down)
Remaining loan: $374K · Cash to close: $26K

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