5125 109th Circle
FHA Assumable
4.75% Rate
38 photos
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5125 109th Circle

Westminster, CO 80031

3
Bedrooms
2
Bathrooms
1,845
Sq Ft

Payment Calculator

$4,195
per month, total
$40,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$40,250
$40,250$156,040
Second loan$115,790
%
Blended rate5.17% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,834/mo
Assumable @ 4.75% + gap
$4,195/mo
$639less per month
$639
per month
$7,666
per year
$229,981
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$805,000
Assumable Rate
4.75%
Remaining Balance
$648,960
Loan Type
FHA
Est. Equity Gap
$156,040

About This Home

PRICE IMPROVEMENT! Welcome to 5125 W 109th Circle, a beautifully maintained home situated on a quiet cul-de-sac in the desirable Legacy Ridge community of Westminster. This inviting residence offers a comfortable floor plan, abundant natural light, and a great combination of indoor and outdoor living. The main level features a bright, open layout with spacious living areas and a well-appointed kitchen offering ample cabinetry, generous counter space, and easy flow into the dining and living spaces. Upstairs, you’ll find well-sized bedrooms, including a spacious primary suite with room to relax and unwind. Additional bedrooms provide flexibility for guests, a home office, or hobbies. Enjoy Colorado’s beautiful seasons in the private backyard, offering space for outdoor dining, entertaining, gardening, or simply relaxing. Located near parks, trails, shopping, dining, and everyday conveniences, this home also provides easy access to major commuter routes with convenient proximity to both Denver and Boulder. Whether you’re looking for your first home or your next move, 5125 W 109th Circle offers a wonderful opportunity in a sought-after Westminster location. Don't miss this price-improved opportunity in Legacy Ridge! Text HOLLYCOUTURE to 59559 for special financing information or to schedule a private tour.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$805,000
4.75% rateFHASave $639/mo

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