7901 Stuart Place
FHA Assumable
3.06% Rate
44 photos
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7901 Stuart Place

Westminster, CO 80030

4
Bedrooms
4
Bathrooms
4,179
Sq Ft

Payment Calculator

$2,411
per month, total
$22,100
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,100
$22,100$250,757
Second loan$228,657
%
Blended rate5.48% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,654/mo
Assumable @ 3.06% + gap
$2,411/mo
$243less per month
$243
per month
$2,913
per year
$87,395
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$442,000
Assumable Rate
3.06%
Remaining Balance
$191,242
Loan Type
FHA
Est. Equity Gap
$250,757

About This Home

Mountain Views, an Incredible Backyard & One of Westminster's Best Values! Finding a single-family home under $450,000 is rare—but finding one with mountain views, a huge backyard, thoughtful updates, and a fantastic location is even harder. Welcome to 7901 Stuart Place, a beautifully maintained ranch-style home featuring 3 bedrooms, 2 bathrooms, plus a flexible non-conforming 4th bedroom with a Murphy bed—ideal for a home office, guest room, or additional bedroom. The backyard is the true highlight. Enjoy mountain views, mature landscaping, abundant sunshine, a custom-built mahogany deck, dedicated garden area, storage shed, concrete patio, and 220V electrical already installed for a future hot tub. Whether you're entertaining, gardening, or simply relaxing at sunset, this outdoor space feels like an extension of the home. Inside, you'll appreciate numerous improvements, including nearly all new windows, updated flooring, relocated laundry, custom bar with countertops, sprinkler system, front and rear drive gates, and the addition of two bedrooms and a bathroom. Recent 2025 updates include fresh exterior paint, refreshed interior paint, painted kitchen cabinets, a new boiler, new water heater, and new carpet in the primary suite. The spacious primary bedroom features a private 3/4 en-suite bath, while the attached carport and single-level layout provide everyday convenience. Located in a quiet, established Westminster neighborhood, you're just minutes from Sunset Park, King Soopers, popular local restaurants, trails, Westminster Recreation Centers, Adventure Golf, Water World, and the Westminster Light Rail Station with easy access to Downtown Denver and DIA. Centrally located between Denver and Boulder, this home offers exceptional convenience for commuting and recreation alike. Homes offering this combination of affordability, updates, outdoor living, and location don't come along often. Schedule your private showing today!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$442,000
3.06% rateFHASave $243/mo

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