8020 Grove Street
VA Assumable
6.92% Rate
24 photos
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8020 Grove Street

Westminster, CO 80031

3
Bedrooms
2
Bathrooms
1,440
Sq Ft

Payment Calculator

$2,888
per month, total
$23,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,000
$23,000$32,804
Second loan$9,804
%
Blended rate6.93% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 6.92% + gap
$2,888/mo
$0
per month
$0
per year
$0
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$460,000
Assumable Rate
6.92%
Remaining Balance
$427,195
Loan Type
VA
Est. Equity Gap
$32,804

About This Home

This beautifully updated ranch-style home checks every box — turnkey condition, thoughtful upgrades throughout, and outdoor amenities that truly set it apart. Sitting on a generous lot with a wide concrete driveway, lush landscaped front yard with irrigated sprinkler system. The curb appeal alone will stop buyers in their tracks! Inside, the open-concept layout flows from a bright, welcoming living room into a fully remodeled kitchen featuring updated cabinetry, countertops, subway tile backsplash, stainless appliances including a smart French door refrigerator, stainless range with statement hood, Bosch dishwasher, and a butcher block peninsula with bar seating. The kitchen opens naturally to a dining area and the sun-filled living space anchored by a sleek electric fireplace — perfect for everyday living or entertaining. The primary suite offers an en-suite bath with a stunning walk-in glass shower finished in full-slab marble-look tile and a rain showerhead. A stylish half bath featuring a dramatic vessel sink vanity serves the third bedroom, currently used as a nursery. The home's additional full bath is clean, bright, and move-in ready with a tub/shower combo. Every bedroom features updated ceiling fans, and the home's infrastructure has been comprehensively upgraded: new HVAC (central heat and A/C, under 3 years old), new Bradford White water heater (2024), new roof (early 2024), 200-amp electrical panel, and a Level 2 (220V) EV charger in the driveway — a rare find at this price point. The backyard is built for Colorado living. A concrete patio leads to a bubbling hot tub (included and paid off at closing), perfect area for grilling/entertainment, and a shed/workshop addition — surrounded by new wood privacy fencing. The yard is green, level, and ready for summer. Additional highlights include stacked washer/dryer, fresh exterior paint (2024), and a wide side-load concrete driveway with ample off-street parking.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$460,000
6.92% rateVA

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