2969 81st Avenue
FHA Assumable
3.02% Rate
36 photos
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2969 81st Avenue

Westminster, CO 80031

3
Bedrooms
4
Bathrooms
2,110
Sq Ft

Payment Calculator

$1,498
per month, total
$16,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$16,250
$16,250$86,012
Second loan$69,762
%
Blended rate4.03% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,952/mo
Assumable @ 3.02% + gap
$1,498/mo
$454less per month
$454
per month
$5,443
per year
$163,282
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$325,000
Assumable Rate
3.02%
Remaining Balance
$238,988
Loan Type
FHA
Est. Equity Gap
$86,012

About This Home

Move right in and love where you live! This beautifully updated 2-bed, 1.5-bath townhome checks every box for the buyer seeking style, comfort, and convenience. Fresh new carpet, updated paint, and hardwood floors flow throughout, giving the home a clean, modern feel from the moment you walk in. Updated lighting elevates every room with a bright, intentional look. The main level features an inviting living area with a cozy fireplace — perfect for Colorado evenings — plus a dining space great for entertaining. A private deck off the main living area adds outdoor space to enjoy, along with a small fenced yard ideal for pets or a container garden. In-unit washer/dryer hookups make everyday living effortless, and the attached garage adds secure parking plus extra storage. Upstairs, two spacious bedrooms offer comfortable retreats with great closet space. Enjoy the community pool on warm Colorado days. With quick, easy access to US-36 and I-25, your commute to Denver, Boulder, or anywhere in the metro is a breeze — a commuter’s dream location.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$325,000
3.02% rateFHASave $454/mo

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