FHA Assumable

3.69% Rate

18 photos

Click to enlarge

7664 King Street

Westminster, CO 80030

Bedrooms

Bathrooms

1,230

Sq Ft

Payment Calculator

$2,061

per month, total

$19,500

cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,500

$19,500$168,701

Second loan$149,201

at an estimated rate of

Blended rate5.22% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,342/mo

Assumable @ 3.69% + gap

$2,061/mo

$281less per month

$281

per month

$3,375

per year

$101,241

over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price: $389,999
Assumable Rate: 3.69%
Remaining Balance: $221,298
Loan Type: FHA
Est. Equity Gap: $168,701

About This Home

Welcome to this charming Westminster ranch, ideally situated on a spacious 6,600 sq. ft. lot with NO HOA! This inviting 2-bedroom, 1-bath home offers a bright, functional layout with abundant natural light. A finished garage conversion provides versatile additional living space—perfect for a family room, home office, fitness studio, hobby space, playroom, or guest retreat. 1 additional bedroom and bathroom! Must See Step outside to the expansive backyard, offering plenty of room for entertaining, gardening, outdoor living, future expansion, or creating your own private retreat. Major Upgrade: Brand-new HVAC system with transferable warranty. Original hardwood flooring, offering an opportunity to showcase the home's character. Conveniently located near parks, schools, shopping, dining, and major commuter routes, with easy access throughout the Denver Metro area. Potential loan assumption available at 4.125%, subject to lender and buyer qualification. Buyer to verify all measurements, square footage, permits, zoning, and intended use of converted space.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$389,999

3.69% rateFHASave $281/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472