8613 Clay Street
VA Assumable
4.14% Rate
14 photos
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8613 Clay Street

Westminster, CO 80002

5
Bedrooms
2
Bathrooms
2,120
Sq Ft

Payment Calculator

$1,038
per month, total
$8,245
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$8,245
$8,245$138,025
Second loan$129,780
%
Blended rate6.92% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$990/mo
Assumable @ 4.14% + gap
$1,038/mo

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$164,900
Assumable Rate
4.14%
Remaining Balance
$26,875
Loan Type
VA
Est. Equity Gap
$138,025
Annual Taxes
$1,471
HOA/mo
$339

About This Home

Welcome to this ground-level condo. This property features a functional layout with 2 bedrooms, a full bathroom & plenty of potential for updates throughout. The spacious living room features a wood-burning fireplace & sliding glass doors that open to a covered private patio with mountain views, providing an outdoor extension of the living space & a peaceful spot to enjoy your morning coffee. The open layout connects the living area to the dining space & kitchen, creating a great foundation for a future renovation. The kitchen features ample cabinetry, generous counter space, a breakfast bar & existing appliances, with plenty of opportunity to modernize the space. Both bedrooms offer good proportions & closet space, while the full bathroom includes a tub/shower combination. Located within an established community surrounded by mature trees & green space, the unit offers a convenient ground-level location with a covered patio & mountain views.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$164,900
4.14% rateVA

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