2891 119th Avenue
FHA Assumable
2.8% Rate
26 photos
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2891 119th Avenue

Westminster, CO 80229

3
Bedrooms
2
Bathrooms
1,130
Sq Ft

Payment Calculator

$1,712
per month, total
$19,995
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,995
$19,995$72,248
Second loan$52,253
%
Blended rate3.45% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,401/mo
Assumable @ 2.8% + gap
$1,712/mo
$690
per month
$8,275
per year
$248,255
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$399,900
Assumable Rate
2.8%
Remaining Balance
$327,651
Loan Type
FHA
Est. Equity Gap
$72,248
Annual Taxes
$2,926
HOA/mo
$425

About This Home

Welcome to Ranch Creek Villas! This light and bright 2-bedroom, 2-bathroom condo offers comfortable living in a beautifully maintained community. Ideally located just steps from the community pool, clubhouse and fitness center, this home offers an opportunity to enjoy an active Colorado lifestyle with the convenience of low-maintenance living. The open-concept floor plan provides an easy flow between the living, dining and kitchen areas, while the private balcony offers a great spot to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a private en-suite bathroom and generous closet space, with a second bedroom and full bathroom providing flexibility for guests, a home office or additional living space. Enjoy the convenience of an attached garage and the benefits of HOA-maintained exterior, grounds, snow removal and more. Ranch Creek Villas is ideally situated near The Ranch Country Club and golf course, walking and biking trails, shopping, restaurants and everyday conveniences, with easy access to I-25 and Hwy 36 for commuting to Denver or Boulder. Do not miss this opportunity!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,900
2.8% rateFHASave $690/mo

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