9912 Garland Drive
VA Assumable
3.47% Rate
49 photos
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9912 Garland Drive

Westminster, CO 80229

3
Bedrooms
1
Bathrooms
1,002
Sq Ft

Payment Calculator

$2,796
per month, total
$27,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$209,709
Second loan$182,209
%
Blended rate4.88% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 3.47% + gap
$2,796/mo
$506
per month
$6,074
per year
$182,217
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$550,000
Assumable Rate
3.47%
Remaining Balance
$340,291
Loan Type
VA
Est. Equity Gap
$209,709
Annual Taxes
$2,735

About This Home

Assumable 3.625% VA loan in the amount of $331,000. Updated 4-bedroom home on a large lot near Standley Lake Regional Park and Ketner Open Space with convenient access to the US-36 corridor connecting Denver and Boulder. The main living area features vaulted ceilings, large windows for natural light, and a fireplace. Living and dining areas are open to the kitchen and provide access to a deck overlooking the fully fenced back yard.The kitchen has gleaming white cabinetry, quartz counters, a stainless farmhouse sink and a breakfast bar that is the perfect place to sit and chat with the cook. The flexible floor plan offers 1652 square feet with multiple living areas. A lower-level flex room would be ideal as an office, gym or media room or it could house all 3. Four bedrooms provide flexible room configurations while the attached two-car garage offers storage and convenience. Outdoor spaces include a private fenced yard with concrete patio and a deck for outdoor dining or entertaining. The newer HVAC and the Seller owned solar panels on the roof should make this home comfortable and keep costs down for many years to come. Nearby recreation includes Standley Lake Regional Park trails and water recreation, Ketner Open Space trail access, and Westminster Hills Off-Leash Dog Park. Everyday amenities include King Soopers, Safeway, coffee shops, restaurants, a fitness club and many small businesses that are just minutes away. Convenient location for living the Colorado outdoor lifestyle at a reasonable price!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
3.47% rateVASave $506/mo

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