12662 Virginia
FHA Assumable
3.01% Rate
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12662 Virginia

Lakewood, CO 80228

3
Bedrooms
3
Bathrooms
1,120
Sq Ft

Payment Calculator

$1,658per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,850
$18,850$60,874
Secondary Financing8.5% Rate
$42,024
Blended rate3.65% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,264/mo
Assumable @ 3.01% + gap
$1,658/mo
$606less per month
$606
per month
$7,273
per year
$218,204
over 30 years

🏦 Loan Details

List Price
$377,000
Assumable Rate
3.01%
Remaining Balance
$316,125
Loan Type
FHA
Est. Equity Gap
$60,874
Annual Taxes
$1,751
HOA/mo
$595

About This Home

Welcome to 12662 W Virginia Ave — a rare opportunity in the heart of the highly desirable Green Mountain area, offered with a 3.01% assumable FHA loan that lets you lock in a below-market rate from day one.\r \r This 3-bedroom, 3-bathroom home is move-in ready, with recent updates to both the sewer line and HVAC system already taken care of. The HOA delivers outstanding value, covering the roof barring a special assessment, water, trash, sewer, and snow removal — meaning fewer surprises and lower maintenance costs for years to come. The community also features a fantastic pool and vibrant community center, perfect for entertaining and connecting with neighbors.\r \r Outside, the location is unbeatable — top-rated schools, iconic Red Rocks Park, and quick highway access are all nearby, with downtown Denver just 15 minutes away and the mountains even closer for your next adventure.\r \r With a rare assumable mortgage, exceptional HOA coverage, and a prime Green Mountain location, this home is an opportunity you won't want to miss!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$377,000
3.01% rateFHASave $793/mo

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