5019 Thistle
FHA Assumable
3.45% Rate
50 photos
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5019 Thistle

Brighton, CO 80601

5
Bedrooms
4
Bathrooms
3,387
Sq Ft

Payment Calculator

$2,926per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,000
$32,000$97,863
Secondary Financing8.5% Rate
$65,863
Blended rate4.00% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,843/mo
Assumable @ 3.45% + gap
$2,926/mo
$917less per month
$917
per month
$11,007
per year
$330,198
over 30 years

🏦 Loan Details

List Price
$640,000
Assumable Rate
3.45%
Remaining Balance
$542,136
Loan Type
FHA
Est. Equity Gap
$97,863
Annual Taxes
$6,875
HOA/mo
$290

About This Home

A rare fusion of modern design, everyday comfort, and next-level flexibility, this 5-bedroom, 4-bath ranch was built for real life — the busy, beautiful, evolving kind.\r The kitchen is the heartbeat of the home and absolutely steals the show. Double ovens, sleek cooktop, stainless steel appliances, and a massive quartz waterfall island set the stage for everything from casual mornings to unforgettable nights. Vaulted ceilings soar overhead, while a dramatic stone fireplace anchors the open living and dining spaces with warmth and style. The primary suite feels like a private retreat you’ll never want to leave — vaulted ceilings, a spa-inspired five-piece bath, and a custom oversized walk-in closet with its washer and dryer because luxury should also be smart. Three bedrooms feature private baths, offering ideal separation for guests, teens, or multi-generational living. Laundry on both levels keeps daily life effortless. Downstairs, the fully finished basement unlocks serious possibilities. With its own living and dining areas, a fully equipped kitchenette with oven, and dedicated laundry, the space is perfect for extended stays, flexible living arrangements, or creative income potential — all without sacrificing privacy. Every detail, inside and out, is designed for gathering — whether that’s quiet evenings or full-scale celebrations. Add a drywalled oversized 3-car garage, and there’s room for everything that matters. Set in the sought-after Brighton Crossing community, residents enjoy pools, fitness center, clubhouse, trails, playgrounds, and a dog park — all with easy access to Denver, DIA, and major highways. This isn’t just where you live, It’s where life expands.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$640,000
3.45% rateFHASave $1,214/mo

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