10186 Ventura
FHA Assumable
3.75% Rate
50 photos
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10186 Ventura

Commerce City, CO 80022

4
Bedrooms
3
Bathrooms
2,214
Sq Ft

Payment Calculator

$2,541per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,000
$28,000$53,335
Secondary Financing8.5% Rate
$25,335
Blended rate3.98% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,363/mo
Assumable @ 3.75% + gap
$2,541/mo
$821less per month
$821
per month
$9,856
per year
$295,687
over 30 years

🏦 Loan Details

List Price
$560,000
Assumable Rate
3.75%
Remaining Balance
$506,665
Loan Type
FHA
Est. Equity Gap
$53,335
Annual Taxes
$7,097
HOA/mo
$438

About This Home

Commuters dream. 15 minutes from DIA and 25 minutes to Downtown Denver. Step inside to hardwood floors throughout the main level and along the staircase to the second floor, adding warmth and elegance the moment you enter. The open-concept design creates seamless flow between the living, dining, and kitchen spaces—perfect for everyday living and entertaining. Built-in surround sound speakers elevate your movie nights and gatherings with an enhanced audio experience. A standout feature of this home is the main-level bedroom, offering flexibility for guests, a private home office, or multigenerational living. Upstairs, you’ll find generously sized bedrooms and additional living space to accommodate a variety of needs. The unfinished basement provides an incredible opportunity to expand—create a home gym, media room, additional bedrooms, or customize it to fit your vision. With room to grow inside and a welcoming community outside, this home offers both immediate comfort and long-term potential. Enjoy a fantastic location with convenient access to parks, schools, shopping, dining, and major commuter routes. This home truly combines location, layout, and lifestyle. FHA Assumable Loan Available 3.75%

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$560,000
3.75% rateFHASave $818/mo

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