13509 102nd
FHA Assumable
3.1% Rate
50 photos
Click to enlarge

13509 102nd

Commerce City, CO 80022

3
Bedrooms
4
Bathrooms
2,344
Sq Ft

Payment Calculator

$2,198per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,950
$24,950$76,857
Secondary Financing8.5% Rate
$51,907
Blended rate3.69% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,996/mo
Assumable @ 3.1% + gap
$2,198/mo
$798less per month
$798
per month
$9,580
per year
$287,392
over 30 years

🏦 Loan Details

List Price
$499,000
Assumable Rate
3.1%
Remaining Balance
$421,269
Loan Type
FHA
Est. Equity Gap
$76,857
Annual Taxes
$7,110
HOA/mo
$65

About This Home

** Motivated seller offering buyer concessions! Fantastic opportunity for buyers looking to offset closing costs or buy down their rate.**\r \r Welcome to this beautifully maintained single-family home located in the highly desirable Reunion subdivision in Adams County. Built in 2021, this modern residence offers the perfect blend of style, comfort, and convenience.\r \r Featuring 3 bedrooms, 3 full bathrooms, and a half bath, this home showcases a bright open-concept layout designed for both everyday living and entertaining. The heart of the home is the stunning kitchen, complete with sleek modern finishes, ample cabinetry, stainless steel appliances, and a spacious island that flows seamlessly into the dining and living areas.\r \r Natural light fills the home, highlighting the clean lines, contemporary design, and well-maintained condition throughout. The functional floor plan is ideal for families, guests, and a home office setup.\r \r Enjoy being just a short distance from neighborhood parks, walking paths, and community amenities. Conveniently located minutes from the Reunion Village shopping center, this home also offers quick access to E-470 and is less than 20 minutes from Denver International Airport, making commuting and travel effortless.\r \r Additional highlights include: Recently completed inspection with documented resolutions, modern construction, Move-in ready condition. \r \r This is a rare opportunity to own a home in one of Reunion’s most sought-after locations.\r \r Schedule your private showing today.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,000
3.1% rateFHASave $1,032/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472