15131 Gaylord
FHA Assumable
3.45% Rate
50 photos
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15131 Gaylord

Thornton, CO 80602

4
Bedrooms
3
Bathrooms
2,779
Sq Ft

Payment Calculator

$3,584per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,500
$36,500$187,985
Secondary Financing8.5% Rate
$151,485
Blended rate4.55% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,383/mo
Assumable @ 3.45% + gap
$3,584/mo
$800less per month
$800
per month
$9,598
per year
$287,934
over 30 years

🏦 Loan Details

List Price
$730,000
Assumable Rate
3.45%
Remaining Balance
$542,015
Loan Type
FHA
Est. Equity Gap
$187,985
Annual Taxes
$8,142
HOA/mo
$240

About This Home

Welcome to this beautifully designed 4-bedroom + loft, 3-bath Richmond American home in the highly desirable Fairfield community. Built in 2018 and thoughtfully crafted for modern living, this home offers a bright, open-concept layout that seamlessly connects the kitchen, dining area, and great room—perfect for both everyday comfort and effortless entertaining. \r \r The chef-inspired kitchen features a generous eat-at island, sleek countertops, cabinetry, cooktop with gas-conversion capability, a large single-basin sink, a built-in desk area, and an expansive walk-in pantry. Custom blinds enhance every room, while the inviting great room includes a cozy gas fireplace.\r \r Upstairs, a versatile loft anchors three spacious secondary bedrooms and a convenient laundry room. The primary suite offers a relaxing retreat with an oversized walk-in shower and a beautifully customized walk-in closet. \r \r The unfinished basement provides a blank canvas for future expansion—whether you envision a home theater, gym, additional bedrooms, or extra storage. With 1252 unfinished sq ft basement, the home offers exceptional room to grow. \r \r Outside, enjoy a welcoming covered front porch, a fully fenced yard, and mountain views from the property with attached 2-car garage.\r \r Located within the top-rated Adams 12 Five Star Schools district—including proximity to Stargate Charter—and minutes from parks, shopping, and major commuter routes, this home blends comfort, style, and an unbeatable Thornton location.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$730,000
3.45% rateFHASave $1,755/mo

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