FHA Assumable

3.47% Rate

50 photos

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4609 Fontana

Denver, CO 80239

Bedrooms

Bathrooms

1,320

Sq Ft

Payment Calculator

$2,137per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,000

$21,000$130,518

Secondary Financing8.5% Rate

$109,518

Blended rate4.85% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,522/mo

Assumable @ 3.47% + gap

$2,137/mo

$385less per month

$385

per month

$4,618

per year

$138,525

over 30 years

See Full Loan Breakdown →

🏦 Loan Details

List Price: $420,000
Assumable Rate: 3.47%
Remaining Balance: $289,482
Loan Type: FHA
Est. Equity Gap: $130,518
Annual Taxes: $2,230
HOA/mo: $540

About This Home

Charming single-family gem on a quiet cul-de-sac corner lot—1,320 sq ft, three bedrooms, one full bath, one half bath. Brick-and-wood exterior, two-car garage, and a generous 7,560 sq ft lot with a surprisingly spacious backyard plus RV parking on the side. Perfect for first-timers or downsizers who want room to breathe—book a showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$420,000

3.47% rateFHASave $1,046/mo

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📞 (719) 624-3472