1018 Gabriella
VA Assumable
2.79% Rate
50 photos
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1018 Gabriella

Berthoud, CO 80513

5
Bedrooms
4
Bathrooms
4,150
Sq Ft

Payment Calculator

$4,141per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$42,450
$42,450$274,260
Secondary Financing8.5% Rate
$231,810
Blended rate4.43% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,098/mo
Assumable @ 2.79% + gap
$4,141/mo
$957less per month
$957
per month
$11,484
per year
$344,524
over 30 years

🏦 Loan Details

List Price
$849,000
Assumable Rate
2.79%
Remaining Balance
$574,739
Loan Type
VA
Est. Equity Gap
$274,260
Annual Taxes
$7,642
HOA/mo
$96

About This Home

Welcome to Rose Farm Acres, where space, style, and small-town charm come together in this beautiful cul-de-sac home with peek-a-boo mountain views. From the moment you walk in, the vaulted ceilings and walls of windows fill the home with natural light and create an open, welcoming feel.\r The heart of the home is the stunning kitchen, featuring a large center island with bar seating, abundant cabinetry, and two large pantries—perfect for snack storage, dry goods, and overflow organization. A walk-in pantry conveniently located off the mudroom adds even more functionality to this thoughtfully designed space. The sun-filled dining room is surrounded by windows and opens to the covered deck—perfect for entertaining or enjoying Colorado evenings with family and friends. The expansive living room provides the perfect gathering space, while a private main-floor office offers flexibility for working from home.\r Upstairs you'll find four spacious bedrooms, including a beautiful primary retreat with a luxurious 5-piece en-suite bath and generous walk-in closet. Two secondary bedrooms feature walk-in closets, one with its own private en-suite bath, while the remaining bedrooms share a large hall bathroom. The oversized laundry room with extra cabinetry adds convenience to everyday living.\r The finished basement expands your living space even further, offering a 5th bedroom, ¾ bath, and a large rec room ideal for guests, entertaining, or multi-generational living.\r Additional highlights include a 3-car garage, surround sound throughout the home, and custom closet organizers in every closet.\r Located just minutes from Berthoud High School, Bein Park, and less than a mile from charming Downtown Berthoud, this home offers the perfect balance of quiet neighborhood living with convenient access to Hwy 287 and I-25 for an easy commute to Fort Collins, Loveland, Denver, and Boulder.\r Homes in Rose Farm Acres rarely come available—don’t miss your chance to call this one home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$849,000
2.79% rateVASave $2,477/mo

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