5312 Blue Spruce
FHA Assumable
3.55% Rate
50 photos
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5312 Blue Spruce

Pueblo, CO 81005

4
Bedrooms
3
Bathrooms
1,908
Sq Ft

Payment Calculator

$1,751per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,750
$18,750$63,462
Secondary Financing8.5% Rate
$44,712
Blended rate4.17% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,252/mo
Assumable @ 3.55% + gap
$1,751/mo
$500less per month
$500
per month
$6,004
per year
$180,106
over 30 years

🏦 Loan Details

List Price
$375,000
Assumable Rate
3.55%
Remaining Balance
$311,537
Loan Type
FHA
Est. Equity Gap
$63,462
Annual Taxes
$1,966

About This Home

Welcome to this beautifully maintained two-story residence located in the quiet and established Regency and Meadows area of Pueblo. Built in 2008 and offering 1,908 square feet of thoughtfully designed living space, this four-bedroom, three-bathroom home provides the perfect blend of modern comfort and functional style. The main level greets you with an inviting, open-concept floor plan that features a spacious family room and a large gourmet kitchen, complete with a convenient breakfast bar and a generous walk-in pantry. A rare main-floor bedroom provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, you’ll find the expansive primary suite, a true sanctuary featuring a luxurious five-piece master bath with a deep soaking tub and a roomy walk-in closet. Two additional well-appointed bedrooms and a brilliantly located upper-level laundry room round out the top floor, ensuring convenience for the whole family. The exterior of the property is equally impressive, boasting excellent curb appeal with professional landscaping, a fully fenced backyard, and an automatic sprinkler system. The outdoor space features a lovely deck, ideal for summer barbecues and peaceful Colorado evenings. Efficiency is a hallmark of this home, which includes a tankless water heater, central air, and durable double-pane windows. Situated in a "silent zone" neighborhood with virtually no nearby noise, this home offers a peaceful retreat while remaining just minutes from local schools, shopping, and major roadways for an easy commute. In excellent condition and ready for its next owners, this property is available for a quick close in as little as 10 days, offering a turn-key opportunity to move into a pristine home without the wait.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$375,000
3.55% rateFHASave $721/mo

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