12113 Melody
VA Assumable
2.84% Rate
50 photos
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12113 Melody

Westminster, CO 80234

2
Bedrooms
2
Bathrooms
907
Sq Ft

Payment Calculator

$941per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$11,750
$11,750$17,548
Secondary Financing8.5% Rate
$5,798
Blended rate2.99% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,411/mo
Assumable @ 2.84% + gap
$941/mo
$470less per month
$470
per month
$5,644
per year
$169,329
over 30 years

🏦 Loan Details

List Price
$235,000
Assumable Rate
2.84%
Remaining Balance
$216,973
Loan Type
VA
Est. Equity Gap
$17,548
Annual Taxes
$1,257
HOA/mo
$501

About This Home

GROUND LEVEL -EASY LIVING- CONVENIENT LOCATION!! -- Garden-style unit with 2 bedrooms and 2 bathrooms at Cottonwood Villas!! This property has been updated with new flooring, (2025) paint and fixtures throughout (2021). The kitchen has newer quartz counter tops and stainless steel appliances (2021). Primary bathroom has been totally remodeled- new shower, vanity, flooring, paint. (2025). Kitchen updates- including a new dishwasher! (2025) Cabinet remodel (2025). Enjoy your private outdoor patio on warm summer nights or fire up that grill on a lazy Sunday afternoon! It's Spring of '26. - time to turn your DREAM HOME into a REALITY or buy this for the perfect INVESTMENT property! Cottonwood Villas is located near many shops, restaurants and schools, with quick access to I-25 from 120th Ave! UPDATE!! Villas Clubhouse has been renovated and ready for your use- Need a place to hold birthday parties? meetings? evening business gatherings? Cool down with a private pool on a hot day?!! Whatever your desire, your new clubhouse will accomodate!! Call/text for an appt. today!! Showing Time Available!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$235,000
2.84% rateVASave $418/mo

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