1739 Collyer
FHA Assumable
3.23% Rate
50 photos
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1739 Collyer

Longmont, CO 80501

2
Bedrooms
1
Bathrooms
954
Sq Ft

Payment Calculator

$2,168per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,250
$21,250$146,203
Secondary Financing8.5% Rate
$124,953
Blended rate4.86% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,552/mo
Assumable @ 3.23% + gap
$2,168/mo
$384less per month
$384
per month
$4,604
per year
$138,106
over 30 years

🏦 Loan Details

List Price
$425,000
Assumable Rate
3.23%
Remaining Balance
$278,171
Loan Type
FHA
Est. Equity Gap
$146,203
Annual Taxes
$2,743

About This Home

New Lower Price — Exceptional Value, Endless Potential, and Move-In Ready!\r \r Welcome home to this beautifully updated single-level property that offers the perfect blend of modern style, everyday function, and outstanding flexibility.\r \r From the fresh cork-backed LVP flooring throughout the main living areas to the sleek quartz countertops and stainless steel appliances in the spacious kitchen, every detail has been thoughtfully refreshed to create a bright, welcoming feel. Major updates including a furnace and roof that are only six years old, combined with the home’s solid bones and contemporary finishes, make this a true turnkey opportunity with peace of mind built in.\r \r Step outside to discover the expansive private backyard featuring a covered patio and a stunning mature willow tree — the perfect setting for morning coffee, entertaining, or relaxing on Colorado evenings. Alley access provides incredible versatility for a future workshop, additional storage, RV or boat parking, or space for all your outdoor toys. With no HOA, you have the freedom to truly make this property your own. The lot also offers excellent potential to build an ADU for rental income, multigenerational living, or a private guest retreat.\r \r Additional features include an oversized attached garage, leased solar panels for improved energy efficiency and lower utility bills, and a gable fan that helps provide energy-efficient cooling during the warmer summer months. Enjoy tree-lined streets and a strong sense of community, along with the convenience of two public bus stops right on the block and being just a short walk from local favorites like Marcos Hot Dogs & Tacos.\r \r As an added bonus, this property is eligible for a 1% rate buy-down for the first year through our preferred lender, creating an excellent opportunity for additional monthly savings.\r \r This home delivers exceptional value with style, updates, flexibility, and a compelling price. Don’t miss this rare opportunity!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$425,000
3.23% rateFHASave $1,175/mo

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