1739 Collyer
FHA Assumable
3.23% Rate
50 photos
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1739 Collyer

Longmont, CO 80501

2
Bedrooms
1
Bathrooms
954
Sq Ft

Payment Calculator

$2,346per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,450
$22,450$170,203
Secondary Financing8.5% Rate
$147,753
Blended rate5.06% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,696/mo
Assumable @ 3.23% + gap
$2,346/mo
$350less per month
$350
per month
$4,197
per year
$125,895
over 30 years

🏦 Loan Details

List Price
$449,000
Assumable Rate
3.23%
Remaining Balance
$278,797
Loan Type
FHA
Est. Equity Gap
$170,203
Annual Taxes
$2,743

About This Home

Welcome home! This move-in-ready single-level home has been meticulously updated, and it shows — from the fresh cork-backed LVP flooring flowing through the main living areas to the sleek quartz countertops and stainless steel appliances in the spacious kitchen. With both the furnace and roof just six years old, plus solid bones and a sleek, modern interior, this home perfectly blends style and function.\r \r Step outside to a massive private backyard featuring a covered patio and a stunning willow tree — the perfect setting for morning coffee or weekend hangs. Alley access opens the door to serious potential to build a workshop, extra storage, or a dedicated spot for trucks, a boat, a camper, or all your toys — and with no HOA, you’ve got the freedom to make it your own. Plus, this property offers the opportunity to build an ADU (Accessory Dwelling Unit), creating flexibility for rental income, multigenerational living, or a private guest retreat.\r \r Practical perks round it all out: an oversized attached garage and energy-efficient living with leased solar panels that help keep utility bills lean and your footprint lighter. Quiet streets, a true sense of community, and a great location—just a few minutes’ walk from Marcos Hot Dogs & Tacos—make this one stand out. Enjoy added convenience with free public transportation nearby, including two bus stops right on the block.\r \r This beauty is waiting for you!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$449,000
3.23% rateFHASave $1,319/mo

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