1005 22nd
VA Assumable
2.95% Rate
50 photos
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1005 22nd

Greeley, CO 80631

5
Bedrooms
2
Bathrooms
2,148
Sq Ft

Payment Calculator

$2,090per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,995
$21,995$119,063
Secondary Financing8.5% Rate
$97,068
Blended rate4.24% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,641/mo
Assumable @ 2.95% + gap
$2,090/mo
$551less per month
$551
per month
$6,613
per year
$198,378
over 30 years

🏦 Loan Details

List Price
$439,900
Assumable Rate
2.95%
Remaining Balance
$320,837
Loan Type
VA
Est. Equity Gap
$119,063
Annual Taxes
$2,062
HOA/mo
$335

About This Home

Well-maintained and full of charm, this over/under duplex offers an exceptional opportunity directly facing Luther Park. The upper unit features three spacious bedrooms, while the lower unit includes two bedrooms-each with private entrances and separate laundry for added convenience and privacy.Recent updates enhance both functionality and appeal, including newer interior and exterior paint, roof, landscaping, sprinkler system, numerous windows, and appliances. Timeless mid-century character shines throughout with large windows, arched doorways, hardwood floors, and elegant French doors, all set on a generously sized lot.Ideally located with close proximity to the University of Northern Colorado, the Medical Center, and downtown Greeley, this property combines classic style with modern updates in a highly desirable setting.Please give 24 hour notice for showings. Tenants are in both units. Top unit will be available at the end of April.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$439,900
2.95% rateVASave $1,141/mo

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