12139 Clay
FHA Assumable
2.88% Rate
50 photos
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12139 Clay

Westminster, CO 80234

4
Bedrooms
3
Bathrooms
3,558
Sq Ft

Payment Calculator

$6,375per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$56,000
$56,000$610,578
Secondary Financing8.5% Rate
$554,578
Blended rate5.81% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,725/mo
Assumable @ 2.88% + gap
$6,375/mo
$351less per month
$351
per month
$4,208
per year
$126,233
over 30 years

🏦 Loan Details

List Price
$1,120,000
Assumable Rate
2.88%
Remaining Balance
$508,318
Loan Type
FHA
Est. Equity Gap
$610,578
Annual Taxes
$7,847
HOA/mo
$330

About This Home

MOUNTAIN VIEWS, MAINTENANCE-FREE, RANCH PATIO HOME WITH A PRIVATE BACK YARD, NEW FINISHED BASEMENT! Nestled in the sought-after Country Club Highlands with fantastic community amenities, including a pool, newly remodeled clubhouse, tennis/pickleball courts, private park, walking paths, lawn & landscaping maintenance throughout the year, snow removal to your front door, and perfect "lock and leave". This beautiful, modern, light and bright, updated, open-concept floorplan. 4 bedrooms,3 bathrooms, 2 1/2-car oversized garage, a garden-level finished basement, and gorgeous views of the mountain range! Views can be enjoyed from the great room, kitchen, and primary bedroom. The main floor has extended hardwood floors, 2 bedrooms and 2 bathrooms, a laundry room, a dining room, a great room that adjoins the large kitchen, and access to the outdoor upper deck. The upgraded gourmet kitchen offers stainless steel appliances, a 5-burner gas cooktop, new double ovens that have an air fryer, granite countertops, a walk-in pantry, a butler's pantry, and an oversized island, a chef's dream. The large primary bedroom is quiet and features a luxury 5-piece bath. The basement was just finished and features 9 ft ceilings, a family room, 2 large bedrooms, a 3/4 bathroom, and a storage area. New features include a finished basement, carpet, interior paint, double ovens, a 5-burner cooktop, auto-retractable awning! Nothing to do other than unpack and enjoy. Close to walking/biking trails, the Ranch Country Club & Legacy Ridge Golf Course, Hwy 287, Hwy 36, & I-25, walking distance to various restaurants, Hyland Hills Fitness, stores, and other businesses. SMOKE AND PET FREE!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,120,000
2.88% rateFHASave $4,398/mo

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