12139 Clay
FHA Assumable
2.88% Rate
50 photos
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12139 Clay

Westminster, CO 80234

4
Bedrooms
3
Bathrooms
3,558
Sq Ft

Payment Calculator

$6,598per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$57,500
$57,500$640,578
Secondary Financing8.5% Rate
$583,078
Blended rate5.88% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,905/mo
Assumable @ 2.88% + gap
$6,598/mo
$307less per month
$307
per month
$3,685
per year
$110,543
over 30 years

🏦 Loan Details

List Price
$1,150,000
Assumable Rate
2.88%
Remaining Balance
$509,422
Loan Type
FHA
Est. Equity Gap
$640,578
Annual Taxes
$7,847
HOA/mo
$330

About This Home

MOUNTAIN VIEWS, MAINTENANCE-FREE, PATIO HOME, MAIN FLOOR MASTER, MOVE IN READY! Nestled in the sought-after Country Club Highlands, this beautiful, modern, light and bright, updated, open-concept, ranch-style floor-plan OFFERS 4 bedrooms, 3 bathrooms, a 2 1/2-car oversized garage, a garden-level finished basement, and gorgeous views of the mountain range! Views can be enjoyed from the great room, kitchen, and primary bedroom. The main floor has extended hardwood floors, 2 bedrooms and 2 bathrooms, laundry room, dining room, a great room that adjoins the large kitchen, and access to the outdoor upper deck. The gourmet kitchen has been upgraded with stainless steel appliances, a 5-burner gas cooktop, new double ovens that have an air fryer, granite countertops, walk-in pantry, a butler's pantry, and an oversized island, a chef's dream. The large primary bedroom is quiet and features a luxury 5-piece bath. The basement was just finished and features 9 ft ceilings, a family room, 2 large bedrooms, a 3/4 bathroom, and a storage area. NEW UPGRADES: NEW CARPET, NEW INTERIOR PAINT, NEW DOUBLE OVENS AND COOKTOP, NEW RETRACTABLE AWNING! WITH AUTO-RETRACTION Nothing to do other than unpack and enjoy this fantastic community and all the amenities it provides, including a pool, clubhouse, tennis/pickleball courts, lawn & landscaping maintenance throughout the year, snow removal to your front door, and perfect "lock and leave". Close to walking/biking trails, the Ranch Country Club & Legacy Ridge Golf Course, Hwy 287, Hwy 36, & I-25, walking distance to various restaurants, Hyland Hills Fitness, cleaners and other businesses. SMOKE AND PET FREE!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,150,000
2.88% rateFHASave $4,578/mo

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