10903 Larson
FHA Assumable
3.23% Rate
50 photos
Click to enlarge

10903 Larson

Northglenn, CO 80233

3
Bedrooms
2
Bathrooms
1,550
Sq Ft

Payment Calculator

$2,216per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,495
$21,495$154,765
Secondary Financing8.5% Rate
$133,270
Blended rate4.95% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,581/mo
Assumable @ 3.23% + gap
$2,216/mo
$365less per month
$365
per month
$4,380
per year
$131,386
over 30 years

🏦 Loan Details

List Price
$429,900
Assumable Rate
3.23%
Remaining Balance
$274,517
Loan Type
FHA
Est. Equity Gap
$154,765
Annual Taxes
$3,551
HOA/mo
$365

About This Home

Second chance at this great property! Buyer backed out due to personal reasons and forfeited earnest money. Seller completed the few minor inspection-related repairs and dropped the price by $10,000 for a quick sale. Motivated seller — move-in ready! Charming ranch-style home - perfect for first-time home buyers or those looking to downsize! Enjoy main-level living with added flex space in the finished basement, complete with a 3/4 bath—ideal for guests, games, hobbies. New water heater in 2025 and the newer roof was replaced in 2018. Stay comfortable year-round with central A/C and enjoy peace of mind with the radon mitigation system. 10 ft of main sewer line replaced from house to yard in 2025. This home is a fully equipped smart home featuring a video doorbell, smart thermostat, smart door lock, security cameras, and integrated security system—modern convenience and control at your fingertips! Quantum Fiber Internet installed. The functional kitchen is currently configured for baking and creative use, offering versatility for a variety of lifestyles. The huge, fully fenced yard offers outdoor space for pets, play and relaxing evenings. Tucked within the neighborhood on an interior street, this home offers a more private setting while still being close to everything you need. Easy access to parks, trails, and outdoor recreation including nearby E.B. Rains Jr. Memorial Park and the Northglenn Greenway trail system. Conveniently located within minutes of grocery stores, and a wide variety of dining options. Walking distance to local school and close to recreation centers, golf, and entertainment. Quick access to I-25 makes commuting to downtown Denver a breeze and light rail is close by. It's the perfect balance of suburban comfort and city convenience

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$429,900
3.23% rateFHASave $1,222/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472