131 23rd
FHA Assumable
2.96% Rate
50 photos
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131 23rd

Greeley, CO 80631

3
Bedrooms
1
Bathrooms
1,008
Sq Ft

Payment Calculator

$1,682per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$16,250
$16,250$126,535
Secondary Financing8.5% Rate
$110,285
Blended rate4.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,952/mo
Assumable @ 2.96% + gap
$1,682/mo
$269less per month
$269
per month
$3,231
per year
$96,918
over 30 years

🏦 Loan Details

List Price
$325,000
Assumable Rate
2.96%
Remaining Balance
$198,903
Loan Type
FHA
Est. Equity Gap
$126,535
Annual Taxes
$1,730
HOA/mo
$510

About This Home

Motivated Sellers, bring all offers! The property is ready for updates and improvements, making it an ideal fit for flippers, investors, or buyers looking to build some equity with a great renovation project. This AS-IS 3 bedroom, 1 bathroom home includes 1 non-conforming room that can be used for a pets, crafts, an office space and more! Large rear deck looks over an almost 1/4 acre lot with 1 small metal storage shed and 1 large NEW storage shed included. Solar panels make monthly energy bills more affordable, and there is currently an EV charger- provided by the EV accelerate at home program, located on the side of the home. Solar Panels are paid off! New homeowners only pay a monthly hook up fee to Xcel- so there's no additional loan to qualify for! Upgrades include: new beams in attic when Solar was installed in 2017, new windows and gutters in 2018, new water heater and whole house water filtration system added in Sept. 2025, and the roof was re-done with class 4 impact rated hail resistant shingles in 2019. This home also includes a real Wood stove, and there is alley access in the back! Priced for AS-IS sale.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$325,000
2.96% rateFHASave $1,023/mo

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